Finance

Who says owning property is hard ???

This is what we get told all the time!

Outside of achieving finance the conventional way, did you know we have access to a wide panel of funders for almost any situation. All loans are still governed by the banks affordability and security requirements however here are  some of the situations we commonly face and still obtain suitable borrowings for our clients :-

• Discharged Bankrupts
• Credit impaired borrowers
• Paid and un-paid defaults
• First Home buyers with no genuine savings
• First home buyers with little or no cash
• Investors who don’t own their own home
• Investors who want property through a Self-Managed Super Funds
• No deposit home loans
• Guarantor Loans
• Properties on acreage up to 150 acres
• Small studio units less than 50m2
• Low doc and Lite Doc loans
• Company and trustee loans

If you fit one of these categories and think you cannot borrow then you need to contact one of our specialists now. Simply fill out the contact / consultation form and we will be back to you asap

Property & Personal Insurance

Property Insurance

Obviously it is extremely important that you insure your property against unplanned events such as fire, theft, storm, flood and vandalism.

On the investment property side this can and should be taken further including Landlords insurance. This covers areas related to your tenant such as

• Loss of rental income

• Contents insurance

• Building insurance·  

Personal Insurance

We believe it is in your best interest to take the time to discuss other insurance options. These include not just the obvious, which would be Life insurance but Trauma & Disability and Income Protection Insurance. It is not something people like to think about or discuss but it could be beneficial having the latter two, especially when you have investment property. A loss of or reduced income could place a strain on financials. This insurance would not only give yourself and loved ones around you peace of mind but could also assist in being able to retain investment property.

• We stress we are not specialists in the above areas but have provided links to respective companies that we have used in the past.

For Personal Insurance queries please contact Paul:  www.hackneyinsurance.com